Water Damage. Covered or Not?

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For many homeowners, the fear of discovering water damage somewhere in their home is among their top concerns. This is because water damage can happen quickly, and can be expensive and challenging to fix. Most homeowners assume that because water damage is commonplace, that it is covered as part of their homeowner’s insurance coverage. However, […]


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AAPIA BLOG: OPTION TO REPAIR THE BUSINESS OF INSURANCE? OR THE ART OF WAR? By Jill Henniger Bowman Stockham Law Group P.A.       Florida’s Homeowner Property Insurers are becoming very protective of their Managed Repair programs and stand ready to issue denials as a way to strong arm reluctant homeowners. This seems especially true […]

Hurricane season is Here!

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Dear Fellow Floridians: Floridians know that it pays to plan ahead. This week is Hurricane Preparedness Week, and with the upcoming arrival of the 2015 storm season, I hope all of you are taking appropriate steps to protect your loved ones and your property. Residential Claim When thinking about hurricane preparedness, the first thing that […]

Lightning Coverage and Safety

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Lightning Coverage and Safety  Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of […]

Why a Public Adjuster?

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Public Adjusters will typically be more complete in their damage analysis than their insurance company counterparts, or the inexperienced policyholder on his or her own because they are trained for it. They provide a comprehensive, personalized service representing the insured’s interest, receiving no compensation until the policyholders are compensated from their insurance company. Public Adjusters […]

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