insurance company

Beware of Option To Repair or Managed Repair Homeowners Policies!

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Collier County homeowner: Insurance company ruined my house GOLDEN GATE, Fla. – A father of five says his family has been living in cramped conditions for almost a year because his insurance company has taken months to fix his home. Steve Harts, who lives just outside of Golden Gate, said a storm in January knocked […]

What Is Covered by Standard Homeowners Insurance?

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Most standard homeowners insurance policies include four essential types of coverage: Coverage for the structure of your home Coverage for your personal belongings Liability protection Additional living expenses if you are temporarily unable to live in your home because of an insured disaster 1. The Structure of Your House Your homeowners policy pays to repair […]

Value of a Public Adjuster. The right to have representation!

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The Professional Public Insurance Adjuster: Protecting Policyholders and Their Claims When people’s homes or businesses are lost to fire, hurricane or other incident, the process of navigating insurance claims and recovery can be difficult and emotionally draining.   Moreover, without the expertise in filing a claim, consumers often are at an extreme disadvantage. Why A […]

When should an Insured contact a Public Adjuster?

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First and foremost, there is no cost associated with contacting and consulting with a Miami Public Adjuster.  As in any situation where you are seeking advice from an expert in any field, know who you are dealing with. Do your due diligence regarding the specific Adjuster/Adjusting firm prior to committing to their services. Florida Division […]

Septic System……. Covered or Not?

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In most cases, septic problems should be covered. Check your policy itself in the section where limitations and exclusions are  listed. If septic problems are not excluded, they should be included.

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